Structured Products are pre-packaged investment strategies that use a combination of assets, such as equities, bonds, and derivatives, to achieve specific financial objectives. These products are designed to provide capital protection, income generation, or growth, depending on the investor’s risk appetite and market outlook. They offer flexibility and can be tailored to meet individual needs.
Types of Structured Products
Capital Protected Products
- Provide safety of principal with potential for moderate returns.
- Ideal for risk-averse investors seeking preservation of capital.
Yield Enhancement Products
- Aim to generate higher returns by taking on additional risk.
- Suitable for investors willing to accept market-linked returns.
Participation Products
- Offer exposure to market performance with potential for higher gains.
- Designed for investors seeking growth opportunities linked to underlying assets.
Features of Structured Products
- Customization: Tailored to meet specific investment objectives and risk profiles.
- Capital Protection: Some products offer protection of the invested principal.
- Diversification: Combine different asset classes to reduce risk.
- Flexibility: Available in various structures to suit different market conditions.
- Potential for Higher Returns: Opportunities to earn more compared to traditional investments.
Structured Products provide a unique way to diversify your investment portfolio while aligning with your specific financial goals. Whether you seek capital protection or higher returns, these products can be tailored to suit your needs.